Consult and review with you, via in person, email or over the phone, your credit reports for inaccurate, incomplete or outdated information
Discuss with you information such as: misspelled names, old addresses and phone numbers, outdated accounts, incorrect and misleading information on current accounts, etc.
Since your credit utilization on revolving accounts has an great impact to your credit score, we will discuss your credit balances that may affect your score and discuss strategies to bring your utilization down to a healthier range
After going over your credit reports in great detail, Jubilee Credit, LLC will custom tailor a plan for you on creating a strong credit profile, which, over time, will consist of higher credit scores
Jubilee Credit, LLC will include monthly analysis and review of client file status, in addtion to the following:
Create and send dispute letters to creditors and credit bureaus, respond to correspondence received by mail, email and/or phone and review the client's credit reports to determine the next steps. Also, we will file complaints on the client's behalf if the creditors or credit bureaus break the law. Jubilee Credit, LLC is not a law firm and cannot offer legal advice. For all legal matters, your case will be sent to an attorney, per your request, for further review.
Provide ongoing credit education by providing them with educational materials, as needed, providing tips on the responsible use of credit and keep the client updated on various scoring models (i.e. UltraFICO) and when these scoring models are used and how does it affect their everyday lives
In accordance to CROA, Jubilee Credit, LLC will always inform the client when we have performed all the work we were hired to do and when the repair process has ended. The client is always free to cancel services before this time, if they are not satisfied with our services.